office plus
Office Plus, standard cover was designed to cater for basic business cover where most or all of your insurance needs are known, with affordable, optional extensions to build additional cover.
Office Plus Standard Cover
Contents
- Accidental loss, damage, destruction to business equipment and office contents and expenses incurred in retrieving business files are included.
Money
- Cash, bank notes, open checks up to $5,000: higher amounts can be covered.
Legal liability
- Personal injury or property damage up to $1 Million per one event.
Personal Accident
(assault)
- Claims as a consequence of robbery up to $5,000.
Underinsurance Guarantee
With many business policies "application of average" means you are not fully compensated if your sums insured are not adequate in the event of a claim. As long as your sum insured is not less than 85% of reinstatement value, you will not be penalized. It means more leeway when you estimate your insurance need and less hassle if you have to make a claim.
Office Plus Optional Cover
Additional business security available with Business Options can be added to Standard Cover.
Business Interruption
Buildings
(new for old contents for owners and tenants)
Business travel
(up to $25,000 personal accident)
