business options

A Business Options policy can provide convenient all in-one cover with optional, extensions to create a personal business insurance plan. You can use as much or as little of the cover available to meet your budget and, more important, protect your business assets. The cover includes:

Workmen’s’ Compensation
Full insurance cover in accordance with your business Common Law and Legislative duties to your employees.

Workmen’s Compensation
Common Law Liabilities

Fire & Additional Perils
(applies to business premises owned or rented.)

Buildings
Equipment and Contents
Tenants Improvements
Stock and Materials in Trade

Business Interruption

Reduction in Turnover
Increase in the Cost of Working
Continued Payment of Salaries and Wages
Loss of Rental Income

Theft
(and related damage)

Equipment and Contents
Breakage of Fixed Glass
Replacement Locks
Stock and Materials in Trade

Public Liability

Third Parties e.g. Visitors and Customers
Sale of Goods

Money

Protection for Money includes cash, cheques and credit card payments (where applicable) and damage related to theft (locks. safes).