business options
A Business Options policy can provide convenient all in-one cover with optional, extensions to create a personal business insurance plan. You can use as much or as little of the cover available to meet your budget and, more important, protect your business assets. The cover includes:
Workmen’s’ Compensation
Full insurance cover in accordance with your business Common Law and Legislative duties to your employees.
- Workmen’s Compensation
- Common Law Liabilities
Fire & Additional Perils
(applies to business premises owned or rented.)
- Buildings
- Equipment and Contents
- Tenants Improvements
- Stock and Materials in Trade
Business Interruption
- Reduction in Turnover
- Increase in the Cost of Working
- Continued Payment of Salaries and Wages
- Loss of Rental Income
Theft
(and related damage)
- Equipment and Contents
- Breakage of Fixed Glass
- Replacement Locks
- Stock and Materials in Trade
Public Liability
- Third Parties e.g. Visitors and Customers
- Sale of Goods
Money
Protection for Money includes cash, cheques and credit card payments (where applicable) and damage related to theft (locks. safes).
